We claim compensation of the following policies:
1. OC owner of the vehicle, which caused damage - in the case of road accidents,
2. oc of the road - in the case of vehicle damage caused by the state of the road surface,
3. other policies lodgings, which include insurance perpetrator damage to a vehicle or property,
4. AC policy of the vehicle - in the case of:
- The owner or driver of the vehicle caused damage,
- When the damage occurs due to force majeure, covered by insurance in accordance with the Terms and Conditions,
- Theft,
5. policies of property (real estate, moving parts, accessories, etc.) - in the case of random events covered by insurance in accordance with the General Conditions of Insurance.
Traffic accidents:
a) the vehicle oc:
- A claim for payment of the cost of repairs due to understate the rate per man-hour (RBG) and unlawful use of depreciation (such cases are the most)
- Claim for payment of compensation by the loss of the total - the TU underestimates the value of the vehicle from damage and inflate the value of the wreck
- A claim for refund of rent a replacement vehicle
- A claim for refund of VAT wrongly deducted, if the victim is not subject to VAT and not counting it when purchasing a vehicle,
- A claim for reimbursement towing and parking
- The claim for lost market value of the vehicle (UWRP)
- Claim for payment of the entire amount of compensation in the event of a negative decision
b) oc entity that is responsible for the damage:
claim for vehicle repair damaged as a result of uneven ground, falling tiles or snow thrown off trees, etc.
- a claim is subject to the conditions set out policy.
c) damage to the vehicle with AC owner - all based on the General Conditions of Insurance
-Claim for payment of compensation for the repair - if TU has applied the reduction, which does not comply with the T & Cs
- Claim for payment of compensation by the loss of the total - the TU underestimates - the value of the vehicle from damage and inflate the value of the wreck,
- Further claims only under the AC policy and Terms and Conditions,
- Claim for payment of the entire amount of compensation in the event of a negative decision
